If you drive without auto insurance and have an accident, fines will probably be the smallest amount of your financial burden. If you, a passenger, or the opposite driver is injured within the accident, auto insurance will cover the expenses and help guard you against any litigation which may result from the accident. Auto insurance also protects your vehicle against theft, vandalism or a natural disaster, like a hurricane or other weather-related incidents.
Again, like all insurance, your individual circumstances will determine the value of auto insurance. to form sure you get the proper insurance for you, compare several rate quotes and therefore the coverage provided, and check periodically to ascertain if you qualify for lower rates supported by your age, driving record, or the world where you reside.